Last updated: June 13, 2026
These Terms of Service ("Terms") govern your use of loananswersnow.com, operated by Loan Answers Now. By using this site, you agree to these Terms. If you do not agree, do not use the site.
Loan Answers Now is not a lender, broker, or credit decision-maker. We operate an advertising-supported comparison service that connects borrowers with third-party lenders and lending partners. We do not make credit decisions, fund loans, or guarantee approval. All loan decisions, terms, rates, and funding are determined solely by individual lenders and are subject to their underwriting criteria.
Submitting our form does not guarantee that you will be matched with a lender or approved for a loan. Approval, loan amounts, APR, and terms vary by lender, state, and individual applicant profile. Representative APR ranges from 5.99% to 35.99%. Representative example: a $1,000 loan at 24% APR over 12 months equals approximately $94.56 per month and $1,134.72 total.
You must be at least 18 years old and a legal resident of the United States to use this service. Loan availability and terms vary by state, and not all loan types are available in all states.
We receive compensation from lenders and lending partners when visitors complete applications through our site. This compensation may influence which lenders appear and in what order. We do not include all available lenders, and the appearance of a lender does not constitute an endorsement.
You agree to provide accurate information and to use the site lawfully. Misrepresenting your financial situation may result in denial or other consequences imposed by lenders.
The site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Loan Answers Now is not liable for any damages arising from your use of the site or from any loan you obtain through a third-party lender.
We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the revised Terms.